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Ready to find your financial bliss?

I work with clients in various ways - choose what fits your needs, life and budget.

If you're ready to get started right now, head to the booking page to schedule a time. Otherwise, keep reading to learn how I work with clients.

I can't wait to get started working with YOU!

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Ever had thoughts like these?

"I need unbiased financial guidance - does that even exist?!"

"So many of the typical financial goals don't apply to me and I can't find a financial planner who GETS that -- I need help with my current financial life - not just saving for 20 years from now!"

"I just want answers to my financial questions in plain English so I can put things in motion and move on with my life..."

If so:

a) you're not alone

b) you're in the right place

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I help my clients find clarity, confidence and relief from their money anxiety with step-by-step action plans and unbiased, empathetic support.

Finding honest, understandable, unbiased financial guidance can feel impossible, especially if you don’t have a big pot of money to invest. It can be hard to trust that the person you’re working with truly has your best interest at heart … and isn’t just selling you on something that benefits them and their company.

Or maybe they’re really good at what they do, but they constantly use terms you don’t understand and when you ask for clarification, you still don’t get it.

Or maybe their perfectly-good-advice just isn’t the right fit for someone like you - someone other than their usual heterosexual married-with-2.5-kids-and-a-big-house-in-the-burbs clients.
 

The good news is, it’s totally possible to get customized, unbiased, easy-to-understand-and-implement financial planning answers from an expert. 


And that expert is me. 😉

 

For over 20 years, I have been working in the

financial field as a CERTIFIED FINANCIAL

PLANNER™ professional, a certified public

accountant, and a personal financial specialist.

These days, I bring that skillset to my clients to

offer 1-on-1, totally unbiased financial coaching.

As a fee-only professional, the ONLY money I

make is the fee you pay me for our time together.

I don’t sell any products and I don't invest money for

clients, so there are zero conflicts of interest EVER

in my work.

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Examples of things we might work on during our time together:

  • Understanding how to best prioritize what to do with money you don’t need for bills - should you add it to savings, pay down debt, invest it?

    • And if so, what type of account is best to use for the investment? And most importantly: WHY is that the best way for YOU?

  • Figuring out if you can afford to cut back on your work hours + how that would affect your retirement

  • Deciding what would be the wisest way to deal with a windfall

  • Getting to the root of spending issues + creating habits that support your best intentions

  • Understanding and optimizing your company retirement and other benefits

  • Allocating new / extra income in the best way

  • Figuring out how to set yourself up for the most flexibility with life choices

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I believe the true meaning of financial freedom is making life choices for every reason EXCEPT money.

 

And we’ll get personal! I’m the queen of asking questions that you might not even want to tell your mom, but all of our sessions are 💯confidential. 

I created this coaching offering to plug the gap between financial coaches who help people budget and reduce expenses and the great financial planners whose practices are best designed for people with at least a million dollars in net worth.

There are so many people who are somewhere in between and need financial advice that isn’t motivated by the planner’s employer or commissions!
 

I actively work to create a safe, shame-free space by avoiding moralistic judgements in any of my words. Plus, I’ve helped over 2,500 people from all walks of life with money challenges, so I’ve kind of seen it all. I know what it’s like to feel frustrated, skeptical, confused and annoyed by money.

"Working with Kelley empowered me to take the right steps with my personal finances - my time with her has been transformative for my bank account, but more importantly the well-being of my whole self. I had no idea what my problem with money really was or how to change my relationship with it. And then came Kelley.  :)”

Tina K., Chicago

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How my coaching works

1. You decide the best way to work together 

            a. Single session - $285

            b. Package of 3 sessions - $750 paid up front

            c.  Ongoing monthly coaching - $225 per month, minimum 6-month commitment

(More on these options below)

2. You pay and schedule your first session from this page.

3. I send you a workbook to complete that will help me get to know you better before we meet so we can hit the ground running from our first session.

4. We have an hour-long (ish) session (I set aside up to 90 minutes just in case), which I record and send to you so you can rewatch it and reference it anytime you want!

5. You get ongoing email support to ask me any follow up questions or use me as an accountability buddy for up to a month after our last session together.

If you want:

  • a clear sense of confidence in your financial choices

  • to feel unbothered by fear-mongering financial news (because you'll understand what does and doesn't apply to you)

  • a clear plan to follow that will make sure you are optimizing your money...

We'd be a great fit. Click here to schedule your spot today!

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How to decide if one session is enough or you need 3 (or more!)

Ongoing monthly coaching with unlimited messaging support

(my favorite way to work with clients!)

Here's how it works:

  • We'll meet for 60 - 90 minutes on a monthly basis via Zoom to go over your challenges, plans and next steps.

  • I'll follow up each session with a brief email recap of the next steps we discussed and any resources to support.

  • Sessions are recorded and sent to you for reference.

  • You'll have unlimited messaging access for quick questions, accountability, random things that come up, etc.
     

Cost: $225 per month for 6 months

Why the 6-month minimum requirement?

A couple reasons:

  1. First, I LOVE MY CLIENTS and I want to see you succeed with your efforts to upgrade your money habits, mindsets and savings and having a monthly commitment for at least a half a year is the best way I know to make that happen.
     

  2. In my experience working with over 2,500 individuals and couples over the years, having that monthly accountability check-in is the most effective way to make real improvements when you're working to upgrade habits and break cycles. The first couple sessions are just the beginning; in order to make changes that stick and that feel good, you need at LEAST 6 months of work with a pro. 
     

  3. A lot of the actions you need to take to get your spending straightened out or to truly automate a debt pay-off plan are not fun and you'll do just about anything to procrastinate that task, whether it's analyzing your spending or researching alternatives to your credit cards. Our monthly coaching session gives you the deadline you need to take those steps you know you need to take so that you can make actual progress toward your financial bliss.
     

  4. One-off money coaching sessions are a great way to get an unbiased answer to technical stuff from a CPA and CFP® professional who's not selling anything (that's me!). If that's all you need, that's why I offer that option. However, my professional experience has taught me that most people who seek out a financial coach have tried to do this themselves time and again and really do need the accountability of our shame-free, judgement-free and dare I say fun(?) monthly meetings.

  5. Finally, who wouldn't want at least 6 months of empowering, action-oriented, shame-free, judgement-free partnership with an experienced, passionate and unbiased personal finance pro who totally gets what it's like to feel overwhelmed by your finances? (that's me too, by the way - I've overcome 5- figure debt more than once in my life so I totally get how easy it is to get there and how frustrating it can be to get out of it)

 

Ready to get started?? 

Not quite ready to make that commitment? No worries, I got you!
Choose from one of the options below

Single session:

Think of this as an "Ask Me Anything" for when you have done all the research and just want to clarify a couple lingering questions or want an unbiased expert opinion on a course of action. A single session is typically best when you're looking for decision support around a specific topic, including:

  • Whether or not you're ready to buy a home

  • The best way to handle a large expense

  • Investing versus paying down debt

  • Choosing the best way to refinance your debt

  • Strategies to improve your credit score

  • Choosing benefits at open enrollment

  • Optimizing your 401(k) or 403(b)

  • Making the most of your HSA

  • Contributing to a back-door Roth IRA

  • The best way to save or pay for college

  • Student loan debt management

Hint: A lot of clients like to start with one session just to make sure we are a good fit, then we apply the cost as a credit toward a 3-pack or ongoing coaching package.

3-session pack:

Sometimes those questions need some in-depth follow-up after a couple months or you just like the idea of having me on a little bit of a retainer but you don't need that monthly support. That's why I created the 3-pack.

Common uses of the 3-pack include:

  • You're a DIY financial planner, but you like having that second set of eyes to make sure you're not missing anything, like at tax time or when you're actually performing that backdoor Roth IRA strategy.

  • You're setting up a specific savings plan, like a 529, SEP-IRA or a Roth IRA, and you want to make sure you're getting all the action steps right.

  • You're a contract worker and you want to make sure you're getting all the tax and record-keeping stuff right.

  • You're facing a big life change: marriage, divorce, shacking up, a new baby, adoption, a bit move, career change, etc. and you need guidance on all the moving parts.

We'll decide together what the best cadence is to use these sessions, but the reason to choose this option over the ongoing monthly option is because you anticipate needing more than a month between sessions. Unused sessions expire 1 year after the first session is held.

Single sessions
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